When you’re looking for excellent rates on loan products, look no further – Alpha CU have the competitive rates you’re looking for.

Personal Loans
Loan Type Rates based on FICO score Additional Requirements
Score Rate
Personal Loan 700 or more 6.50% APR* 1 Current Pay Stub, Application
650-699 7.50% APR*
600-649 9.50% APR*
Less than 600 10.50% APR*
New Auto Loan
Loan Type Rates based on FICO score Additional Requirements
Score Rate
Used Cars Loan
5% down or 90% of NADA value
Maximum loan = $50,000
700 or more 1.90% APR* Application, Purchase Order
Insurance Binder with
ACU listed as "First Lien Holder"
$22.52 Single Interest Fee
GAP Insurance - $250.00 (optional)
650-699 2.90% APR*
600-649 4.90% APR*
Less than 600 5.90% APR*
Used Car Loan
Loan Type Rates based on FICO score Additional Requirements
Score Rate
Auto Loan
10% down or 95% of NADA value
Maximum loan = $50,000
700 or more 2.25% APR* Application, Purchase Order
Insurance Binder with
ACU listed as "First Lien Holder"
$22.52 Single Interest Fee
GAP Insurance - $250.00 (optional)
650-699 3.25% APR*
600-649 5.25% APR*
Less than 600 6.00% APR*
Share Secured Loans
Loan Type Rates (as low as) Additional Requirements
Share Secured
up to 95% of balance
3.00% APR* 1 Current Pay Stub, Application
Real Estate Loans
Loan Type Rates (as low as) Additional Requirements
Home Equity Line of Credit
Term of 20 years
10 year draw, 10 year payback
$100,000 Maximum
4.25% APR*
Maximum borrowed amount
based upon available equity
No closing costs **
1 Current Pay Stub, Application
Copy of Mortgage/Deed, along with
the Legal Description "Exhibit A", Tax Bill
Fixed Equity
Term of 15 years
$100,000 Maximum
4.25% APR*
Maximum borrowed amount
based upon available equity
No closing costs **
1 Current Pay Stub, Application
Copy of Mortgage/Deed, along with
the Legal Description "Exhibit A", Tax Bill

* APR = Annual Percentage Rate - Rates subject to change without notice.
Good credit history required. Any loan may require a cosigner.
** Unless loan is paid in full in less than 36 months
All loan rates are subject to change and are as low as. Actual rate may be higher based on your credit history.