When you’re looking for excellent rates on loan products, look no further – Alpha CU have the competitive rates you’re looking for.
| Loan Type | Rates based on FICO score | Additional Requirements | |
|---|---|---|---|
| Score | Rate | ||
| Personal Loan | 700 or more | 6.50% APR* | 1 Current Pay Stub, Application |
| 650-699 | 7.50% APR* | ||
| 600-649 | 9.50% APR* | ||
| Less than 600 | 10.50% APR* | ||
| Loan Type | Rates based on FICO score | Additional Requirements | |
|---|---|---|---|
| Score | Rate | ||
| New Auto Loans 5% down or 95% of NADA value |
700 or more | 1.90% APR* | Application, Purchase Order Insurance Binder with ACU listed as "First Lien Holder" $22.52 Single Interest Fee GAP Insurance - $250.00 (optional) |
| 650-699 | 2.90% APR* | ||
| 600-649 | 4.90% APR* | ||
| Less than 600 | 5.90% APR* | ||
| Loan Type | Rates based on FICO score | Additional Requirements | |
|---|---|---|---|
| Score | Rate | ||
| Used Cars 10% down or 90% of NADA value |
700 or more | 2.25% APR* | Application, Purchase Order Insurance Binder with ACU listed as "First Lien Holder" $22.52 Single Interest Fee GAP Insurance - $250.00 (optional) |
| 650-699 | 3.25% APR* | ||
| 600-649 | 5.25% APR* | ||
| Less than 600 | 6.00% APR* | ||
| Loan Type | Rates (as low as) | Additional Requirements |
|---|---|---|
| Share Secured up to 95% of balance |
3.00% APR* | 1 Current Pay Stub, Application |
| Loan Type | Rates (as low as) | Additional Requirements |
|---|---|---|
| Home Equity Line of Credit Term of 20 years 10 year draw, 10 year payback $100,000 Maximum |
4.50% APR* Maximum borrowed amount based upon available equity No closing costs ** |
1 Current Pay Stub, Application Copy of Mortgage/Deed, along with the Legal Description "Exhibit A", Tax Bill |
| Fixed Equity Term of 15 years $100,000 Maximum |
5.00% APR* Maximum borrowed amount based upon available equity No closing costs ** |
1 Current Pay Stub, Application Copy of Mortgage/Deed, along with the Legal Description "Exhibit A", Tax Bill |
* APR = Annual Percentage Rate - Rates subject to change without notice.
Good credit history required. Any loan may require a cosigner.
** Unless loan is paid in full in less than 36 months
All loan rates are subject to change and are as low as. Actual rate may be higher based on your credit history.