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CEO Annual Report for 2024

2024 was a fantastic year for Alpha, both financially and operationally. We maintained a high level of member service and provided timely responses to any member service requested items. Your membership is very important to us and we strive to provide the utmost service to each and every one of our members. We want your experience with Alpha to be a positive one. Management and the Board have always put member service at the top of their priority list, and that will never change. Your continued support is vital to our success.

Alpha had an extremely successful 2024 financially. We set a couple of Alpha financial records, one being the highest capital ratio in Alpha’s history at 16.40%. This success demonstrates the true strength, dedication, and tenacity of our members, our Board of Directors, and our staff. We are humbled by your continued support through yet another year. We also continued to offer our special rates for loans, new accounts to family members, and attempted to improve member conveniences and efficiencies; currently working on offering ACH Origination, to make transfers from other institutions much easier.

Membership support, enabled us to help our members purchase more than 119 vehicles, and improve 318 personal and credit situations, a handful of home equities in 2024

Albeit, a very successful year, we continue to look for ways to improve our services and products, and make your experience with us even better. Thank you again for your support and as we enter 2025, we are eager to bring you our strategic plan for more streamlined services, competitive loan rates, increased membership availability, and enhanced electronic conveniences.